Whether you're dealing with accidents or unexpected events like fire, theft, or vandalism, collision and comprehensive coverage provide essential protection. Required for many auto loans, these coverages ensure you're not left footing the bill for repairs or replacements. Choose your deductible—higher deductibles lead to lower premiums—so you can balance protection and affordability.

Liability coverage steps in when you're at fault in an accident, covering injuries to others and damage to their property. It's crucial protection that helps prevent significant financial losses.

In the event of an accident, medical payments coverage takes care of medical expenses for you and your passengers, regardless of who caused the accident. If you already have health insurance, you may choose to opt out of this coverage.

In states where it's required, PIP covers medical expenses, lost income, and even funeral costs if you're injured in an auto accident. It's an essential no-fault protection that offers financial peace of mind.

This coverage protects you if you're injured by a driver who lacks insurance or has insufficient coverage. It also shields you from hit-and-run accidents, ensuring you're not left unprotected.

Extras like towing, rental reimbursement, and roadside assistance provide additional peace of mind. These coverages aren't required but can be invaluable in emergencies.

The amount of auto insurance coverage you need depends on factors like the value of your vehicle, your financial assets, and your comfort level with risk. Let our experienced agents help you tailor the right plan for your specific needs.