Lake Hill
Insurance Agency
Individual Disability
Individual disability insurance provides income replacement if you are unable to work due to an injury or illness. At Lake Hill Insurance Agency, we specialize in customizing disability insurance policies to meet your unique needs. With studies showing a significant risk of long-term disability by age 65, having a robust disability insurance plan is a vital complement to your health coverage.
Individual disability insurance can help cover income losses, even if you already have some employer-paid coverage. Unlike employer-paid benefits, premiums for individual policies are generally not taxable. There are two main types of individual disability insurance policies: long-term and short-term.
Disability Insurance Options in Plano, Texas:
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Individual disability income policy
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Social Security disability benefits
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Employer-paid benefits
Our agents at Lake Hill Insurance Agency can guide you through the various options for individual disability insurance and help you choose the best plan for your needs in Plano, Dallas, Fort Worth, and across the entire state of Texas.