Lake Hill
Insurance Agency
Renters Insurance
You might wonder why renters insurance is necessary. Rental properties, especially apartments, come with their own set of risks. Sharing a building with many people increases the likelihood of incidents such as fires, theft, or water damage. Your personal belongings are valuable and protecting them from potential loss is crucial.
Renters insurance is a cost-effective way to safeguard your possessions and provide peace of mind. Despite the low cost, it offers significant protection against many common risks associated with rental living.
What Will Texas Renters Insurance Protect Against?
At Lake Hill Insurance Agency, we understand the primary concerns with renting a home or apartment, and renter's insurance can help protect you from a range of threats and dangers that may occur in a rented unit. With renter's insurance, you're covered against various issues such as fire, lightning, riots, aircraft, vehicles, smoke, windstorms, vandalism, theft, falling objects, water damage, electrical damage, and more.
Selecting the right amount of renters insurance
At Lake Hill Insurance Agency, we can ensure that your valuables are properly insured. Once you determine the amount of coverage you need, we can tailor a package to fit your renters insurance needs in Plano and throughout Texas.
Renters Insurance Options
-
Personal Property coverage in case of fire, theft, or damage.
-
Liability coverage for risks of accidents at your rental.
-
Other coverage options also available.
As with many types of insurance, your premium can depend on your deductible and any additional coverage you choose to add. To accurately assess the value of your belongings, keep receipts and maintain an inventory of all the items you own. Consider photographing or videotaping each space and storing the images in a fireproof box. Many people now file documents digitally or in a safety deposit box at the bank.
To better protect your valuables, renters insurance offers enhanced security and the assurance that if something is lost, you may be able to replace it. Contact us today to learn more about renters insurance and determine how much coverage you need. As a local insurance agency in Plano, we're partnered with several top renter's insurance providers, allowing us to compare rates and policies with various carriers to find the policy and value that works best for you.